About Jumbo Home Loans
A jumbo loan is one that is larger than the conforming loan restrictions that Freddie Mac and Fannie Mae have established. With the exception of Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the cap is $970,800, the limit is $647,200 for the majority of the US as of 2022. Due to the increased risk to lenders, rates for jumbo loans are often a little higher. With the help of our Jumbo Loan Qualifier and other resources, we hope to simplify the jumbo home loan application process for you.
Whether you’re buying a house for the first time or not, we’ll make it easy for you to understand the differences between loan programs and select the best one for your needs.
